.govt-scheme-calc *,.govt-scheme-calc *::before,.govt-scheme-calc *::after{border-radius:0 !important}.govt-scheme-calc *::-webkit-scrollbar,.govt-scheme-calc *::-webkit-scrollbar-thumb,.govt-scheme-calc *::-webkit-scrollbar-track{border-radius:0 !important}.govt-scheme-calc{padding:4rem 0 6rem;background:var(--surface-elevated,#0f172a);color:var(--text-on-dark,#f8fafc)}[data-theme="light"] .govt-scheme-calc{background:var(--bg-light,#f8fafc);color:var(--text-dark,#0f172a)}.govt-scheme-calc__header{max-width:960px;margin:0 auto 3rem;text-align:left}.govt-scheme-calc__label{display:inline-flex;align-items:center;gap:0.5rem;padding:0.35rem 0.75rem;border-radius:999px;background:var(--teal-bg-dark,rgba(15,118,110,0.16));color:var(--teal-light,#5eead4);font-weight:600;text-transform:uppercase;letter-spacing:0.08em;font-size:0.75rem}[data-theme="light"] .govt-scheme-calc__label{background:var(--teal-bg-light,rgba(15,118,110,0.12));color:var(--teal-dark,#0f766e)}.govt-scheme-calc__title{margin:1.5rem 0 1rem;font-size:clamp(2rem,4vw,2.75rem);font-weight:700;line-height:1.15}.govt-scheme-calc__lede{font-size:1.125rem;line-height:1.7;max-width:70ch;color:var(--text-light-muted,rgba(248,250,252,0.85))}[data-theme="light"] .govt-scheme-calc__lede{color:var(--text-dark-muted,rgba(15,23,42,0.82))}.govt-scheme-calc__meta{margin-top:1.75rem;display:flex;flex-wrap:wrap;gap:1.5rem;padding:0;list-style:none}.govt-scheme-calc__meta li{display:flex;flex-direction:column;gap:0.35rem}.govt-scheme-calc__meta-label{display:block;font-size:0.75rem;text-transform:uppercase;letter-spacing:0.08em;opacity:0.7;margin-bottom:0.35rem}.govt-scheme-calc__layout{display:grid;gap:2rem;grid-template-columns:repeat(12,1fr)}.govt-scheme-form{grid-column:span 5;background:var(--form-bg-dark,rgba(15,23,42,0.55));border-radius:1.5rem;padding:2rem;border:1px solid var(--border-subtle,rgba(148,163,184,0.16))}[data-theme="light"] .govt-scheme-form{background:var(--form-bg-light,#ffffff);border:1px solid var(--border-light,rgba(15,23,42,0.08))}.govt-scheme-form__section{border:none;margin:0 0 2rem;padding:0 0 2rem;border-bottom:1px solid var(--border-subtle-dark,rgba(148,163,184,0.15))}.govt-scheme-form__section:last-of-type{border-bottom:none;padding-bottom:0;margin-bottom:0}.govt-scheme-form__section legend{font-size:0.95rem;font-weight:600;letter-spacing:0.04em;text-transform:uppercase;color:var(--teal-light,#5eead4);margin-bottom:1rem;padding:0}[data-theme="light"] .govt-scheme-form__section legend{color:var(--teal-dark,#0f766e)}.field-grid{display:grid;gap:1.5rem}.field-grid label{display:flex;flex-direction:column;font-weight:500;gap:0.5rem}.field-grid input,.field-grid select{appearance:none;border-radius:0.75rem;border:1px solid var(--input-border,rgba(148,163,184,0.35));background:var(--input-bg-dark,rgba(15,23,42,0.55));padding:0.85rem 1rem;color:inherit;font-size:1rem;transition:border-color 0.2s ease,box-shadow 0.2s ease}[data-theme="light"] .field-grid input,[data-theme="light"] .field-grid select{background:var(--input-bg-light,rgba(15,23,42,0.04))}.field-grid input:focus,.field-grid select:focus{outline:none;border-color:var(--teal-focus,#14b8a6);box-shadow:0 0 0 3px var(--teal-focus-shadow,rgba(20,184,166,0.35))}.field-note{font-size:0.85rem;color:var(--text-muted,rgba(148,163,184,0.8))}[data-theme="light"] .field-note{color:var(--text-muted-light,rgba(15,23,42,0.6))}.currency-symbol{color:var(--text-muted,rgba(148,163,184,0.8))}.no-break{white-space:nowrap;display:inline-block}.govt-scheme-results{grid-column:span 7;background:var(--results-bg-gradient,linear-gradient(155deg,rgba(6,182,212,0.12),rgba(59,130,246,0.18)));border-radius:1.75rem;padding:2.5rem;border:1px solid var(--results-border,rgba(125,211,252,0.25));color:var(--results-text,#f8fafc)}[data-theme="light"] .govt-scheme-results{background:var(--results-bg-gradient-light,linear-gradient(155deg,rgba(6,182,212,0.09),rgba(59,130,246,0.12)));color:var(--results-text-light,#0f172a);border-color:var(--results-border-light,rgba(59,130,246,0.18))}.eligibility-summary{margin-bottom:2rem}.eligibility-summary h3{margin:0 0 1rem;font-size:clamp(1.4rem,2.5vw,1.75rem);font-weight:600}.eligibility-badges{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:1rem}.eligibility-badge{background:var(--badge-bg-dark,rgba(15,23,42,0.55));border:1px solid var(--badge-border,rgba(148,163,184,0.18));padding:1rem;border-radius:1rem;display:flex;flex-direction:column;gap:0.5rem;transition:all 0.3s ease}[data-theme="light"] .eligibility-badge{background:var(--badge-bg-light,rgba(248,250,252,0.92));border-color:var(--badge-border-light,rgba(148,163,184,0.2))}.eligibility-badge--eligible{border-color:rgba(16,185,129,0.5)}.eligibility-badge--not-eligible{border-color:rgba(239,68,68,0.5)}.eligibility-badge--pending{border-color:rgba(156,163,175,0.5)}.eligibility-badge__name{font-size:0.85rem;font-weight:700;text-transform:uppercase;letter-spacing:0.08em}.eligibility-badge__status{font-size:0.8125rem;font-weight:600}.scheme-comparison{margin-bottom:2rem}.scheme-comparison h3{margin:0 0 0.5rem;font-size:clamp(1.4rem,2.5vw,1.75rem);font-weight:600}.scheme-comparison__desc{margin:0 0 1.5rem;font-size:0.95rem;color:var(--results-desc-text,rgba(248,250,252,0.8))}[data-theme="light"] .scheme-comparison__desc{color:var(--results-desc-text-light,rgba(15,23,42,0.72))}.scheme-cards{display:grid;grid-template-columns:1fr 1fr;gap:1rem}.scheme-card{background:var(--card-bg-dark,rgba(15,23,42,0.55));border-radius:1.5rem;padding:1.75rem;border:1px solid var(--card-border,rgba(148,163,184,0.18));transition:all 0.3s ease}[data-theme="light"] .scheme-card{background:var(--card-bg-light,rgba(248,250,252,0.92));border-color:var(--card-border-light,rgba(148,163,184,0.2))}.scheme-card:hover{transform:translateY(-2px);box-shadow:0 8px 20px rgba(0,0,0,0.15)}.scheme-card--traditional{border-left:3px solid #6b7280}.scheme-card--fhbg{border-left:3px solid #3b82f6}.scheme-card--fhg{border-left:3px solid #8b5cf6}.scheme-card--htb{border-left:3px solid #10b981}.scheme-card__header{display:flex;justify-content:space-between;align-items:center;margin-bottom:1.5rem}.scheme-card__header h4{margin:0;font-size:1.1rem;font-weight:600}.scheme-card__badge{padding:0.3rem 0.75rem;font-size:0.7rem;font-weight:700;text-transform:uppercase;letter-spacing:0.08em;border-radius:999px;background:var(--badge-bg,rgba(148,163,184,0.2));color:inherit}.scheme-card__metrics{display:grid;gap:1.25rem;margin:0}.scheme-card__metrics>div{display:flex;flex-direction:column}.scheme-card__metrics dt{font-size:0.85rem;text-transform:uppercase;letter-spacing:0.08em;color:var(--metric-label,rgba(148,163,184,0.75));margin-bottom:0.35rem}.scheme-card__metrics dd{font-size:1.35rem;font-weight:600;margin:0}.metric-highlight{font-size:1.5rem !important}.metric-highlight--positive{color:#10b981 !important}.metric-highlight--negative{color:#ef4444 !important}.recommendation-panel{margin-top:2rem;padding:1.75rem;border-radius:1.25rem;background:var(--insight-bg,rgba(8,145,178,0.16));border:1px solid var(--insight-border,rgba(125,211,252,0.35))}[data-theme="light"] .recommendation-panel{background:var(--insight-bg-light,rgba(125,211,252,0.18));border-color:var(--insight-border-light,rgba(56,189,248,0.35))}.recommendation-panel h3{margin-top:0;margin-bottom:0.75rem;font-size:1.1rem;font-weight:600}.recommendation-panel__content{margin:0;font-size:0.95rem;line-height:1.6}.recommendation-panel__content strong{font-weight:600}.recommendation-panel__content em{font-style:italic;opacity:0.9}.state-concessions{margin-top:2rem;padding:1.75rem;border-radius:1.25rem;background:var(--insight-bg,rgba(8,145,178,0.16));border:1px solid var(--insight-border,rgba(125,211,252,0.35))}[data-theme="light"] .state-concessions{background:var(--insight-bg-light,rgba(125,211,252,0.18));border-color:var(--insight-border-light,rgba(56,189,248,0.35))}.state-concessions h3{margin-top:0;margin-bottom:0.75rem;font-size:1.1rem;font-weight:600}.state-concessions h4{margin:1rem 0 0.75rem;font-size:0.95rem;font-weight:600;color:var(--teal-light,#5eead4)}[data-theme="light"] .state-concessions h4{color:var(--teal-dark,#0f766e)}.state-concessions__list{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:0.75rem}.state-concessions__list li{padding:0.75rem;background:var(--list-item-bg,rgba(15,23,42,0.35));border-radius:0.75rem;font-size:0.9rem;line-height:1.6}[data-theme="light"] .state-concessions__list li{background:var(--list-item-bg-light,rgba(15,23,42,0.06))}.govt-scheme-calc__content{margin-top:4rem;background:var(--content-bg,#ffffff);border-radius:2rem;padding:3rem;color:var(--content-text,#0f172a)}[data-theme="dark"] .govt-scheme-calc__content{background:var(--content-bg-dark,rgba(15,23,42,0.85));color:var(--content-text-dark,#e2e8f0)}.govt-scheme-calc__copy{max-width:70ch;margin:0 auto}.govt-scheme-calc__copy h2,.govt-scheme-calc__copy h3{margin-top:2.5rem;color:inherit}.govt-scheme-calc__copy h2{font-size:1.875rem;font-weight:700;margin-bottom:1rem}.govt-scheme-calc__copy h3{font-size:1.5rem;font-weight:700;margin-bottom:1rem}.govt-scheme-calc__copy p,.govt-scheme-calc__copy ul,.govt-scheme-calc__copy ol{line-height:1.8;margin-bottom:1.25rem}.govt-scheme-calc__copy ul,.govt-scheme-calc__copy ol{padding-left:1.5rem}@media (min-width:768px){.field-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:1023px){.govt-scheme-calc__layout{grid-template-columns:1fr}.govt-scheme-form,.govt-scheme-results{grid-column:span 12}.scheme-cards{grid-template-columns:1fr}}@media (max-width:640px){.govt-scheme-calc{padding:3rem 0 4rem}.govt-scheme-form,.govt-scheme-results{padding:1.5rem}.scheme-card{padding:1.5rem}.govt-scheme-calc__content{padding:2rem}.eligibility-badges{grid-template-columns:1fr}}@media print{.govt-scheme-calc__layout{display:block}.scheme-card{break-inside:avoid;page-break-inside:avoid}.recommendation-panel{break-inside:avoid;page-break-inside:avoid}}